Finmaro 2.4 — Live agent workflows shipped this week Read changelog →
AI Finance · v2.4

Your AI CFO,
on demand.

Finmaro is an autonomous CFO copilot for founders. It plugs into your stack, builds a live financial model, and answers the questions a $300k CFO would — at 1/50th the cost.

SOC 2 Type II Read-only by default No credit card
Finmaro · CFO Dashboard
Runway
18.4 mo
+1.2 mo
Net burn
$214k
−7.8%
MRR
$612k
+4.1%
You · 9:41
What's our true CAC payback for Q3?
Finmaro · Agent
Blended CAC payback for Q3 was 11.2 months, down from 14.6 in Q2. Paid drove 73% of the improvement. View trace →
QuickBooksXeroStripePlaidRampBrexNetSuite
The thesis

QuickBooks records. Finmaro thinks.

Companies under $50M revenue can't afford a real CFO and fractional CFOs cost $5–15k/month with limited bandwidth. Finmaro replaces the workflow — not just the dashboard.

01 / Forecast

13-week cash flow, rebuilt nightly.

Live cash model from your bank, Stripe, AR/AP and payroll. Scenarios, sensitivity, and burn analysis you can defend in front of a board.

02 / Report

Board decks and investor updates, drafted.

Monthly investor update, board package, and KPI commentary — written in your voice, citing your numbers, with a complete audit trail.

03 / Answer

Strategic finance, on demand.

"What's our true CAC payback?" "Can we afford 4 more engineers?" Finmaro reasons across the data and answers in seconds — with the workings shown.

04 / Speak

A voice CFO for live conversations.

Walk through your numbers before a board call. Finmaro narrates the model, flags risks, and rehearses the hard questions.

A complete system

Not a chatbot. An operating layer.

Explore the platform
Agent Runtime

Planner → Executor → Verifier

Every workflow runs through a multi-agent loop with bounded retries, a verifier model, and full traceability. Built for the reliability bar finance demands.

Integrations

42+ live

QuickBooks, Xero, Stripe, Brex, Ramp, Plaid, Carta and more.

Evals

Customer-runnable

Run our eval harness on your own data before you trust a single number.

Human-in-the-loop

Approve before action.

Every consequential output is staged. You ship when you're ready.

Audit

Immutable trace

Every agent step, tool call, and decision — preserved forever.

How it works

From raw transactions to a board-ready answer in four steps.

01

Connect

OAuth into your ledger, banks, billing and payroll. Read-only by default.

02

Model

Finmaro rebuilds your financial model with semantically-correct mappings — not a CSV dump.

03

Reason

Specialist agents forecast, attribute, and stress-test against your own historical data.

04

Deliver

Board decks, investor updates, Slack briefings, voice walkthroughs — on your schedule.

Design partner · Seed SaaS, $4M ARR

"Finmaro closed our books on day 3, drafted our investor update by day 5, and caught a $42k error our fractional CFO missed for two quarters."

— Operating partner, Series A SaaS

Pricing

Priced against labor, not seats.

See full pricing
Starter
$99 / mo

For founders running lean.

  • 2 integrations
  • 1,000 agent tasks / month
  • Weekly investor update
  • Community support
Start free
Enterprise
Custom

For finance teams & regulated sectors.

  • Fine-tuned model on your corpus
  • VPC + data residency
  • Forward-deployed engineer
  • SLA + named CSM
Talk to sales
Frequently asked

Questions founders ask.

Will Finmaro touch my books or just read them?

+

Read-only by default. Write actions (journal entries, payment approvals) require explicit per-action permissions and a human approval step.

How is this different from ChatGPT with my CSV?

+

Finmaro is a multi-agent system with a verifier model, a domain-tuned reasoner, semantically-correct integrations, and an eval harness. It's the difference between a demo and production.

What if Finmaro gets a number wrong?

+

Every output ships with a confidence score and a complete trace. Finmaro abstains when unsure and escalates to a human reviewer.

Do you train on my data?

+

No. Per-tenant isolation with customer-managed encryption keys. Fine-tunes happen only with explicit opt-in for the enterprise tier.

How long until I see value?

+

First model is live within 30 minutes of connection. First investor-grade report by day 3.

Hire the CFO your business actually needs.