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Finmaro action layerPlanned

Treasa

Autonomous treasury that maximizes every dollar of runway.

Treasa is designed to optimize what gets paid, when it gets paid, and where idle cash sits. It evaluates liquidity, yield, covenants, policies, and Finsim scenarios, then proposes a treasury plan for human approval with a complete audit trail.

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Payment timingIdle-cash allocationPolicy-controlled execution
Treasury plan · next 14 daysIllustrative recommendation
Available cash$1.42M12.8 months runway after plan
Minimum operating cash
$400k
Today
Sweep idle operating cash
Move to approved treasury account · same-day liquidity
+$3,480/yr
Aug 14
Cloud infrastructure invoice
Pay on due date · no early-payment benefit
−$64,200
Aug 18
Annual software renewal
Request monthly terms · preserve near-term cash
+$42,000
Aug 21
Payroll funding
Protected by policy · fixed date
−$214,600
Recommended plan

Extends downside runway by 0.6 months while preserving the $400k cash floor.

Awaiting approval

Illustrative treasury plan. Optimization and payment execution are planned.

The treasury problem

Cash decisions are scheduled. Most teams do not optimize the schedule.

Idle cash, early payments, fragmented accounts, and rigid AP timing quietly shorten runway. Treasa is designed to turn those choices into a constrained optimization problem with policies and humans in control.

Liquidity

Keep the right cash in the right place.

Coordinate operating balances, yield accounts, entities, and minimum-cash policies from one view.

Timing

Pay when the economics say to pay.

Compare due dates, discounts, vendor terms, liquidity needs, and scenario risk before scheduling AP.

Control

Make autonomy policy-bound.

Approval chains, amount limits, protected payments, and a full audit trail keep every action reviewable.

How Treasa works

Optimize against the future, not only today’s balance.

Observe

Read cash and obligations

Track balances, AP, policies, yield options, and upcoming operating commitments.

Optimize

Test the schedule

Evaluate timing and allocation across Finsim’s base and downside scenarios.

Approve

Apply policy gates

Route the proposed plan through amount limits and named human reviewers.

Execute

Act and record

Move approved funds or schedule payments, then preserve the full decision trace.

Planned technology

Treasury becomes a realtime optimization problem.

The planned engine evaluates thousands of timing and allocation combinations against multiple financial futures before recommending an action.

Development disclosure: the MVP is advisory: idle-cash and AP timing recommendations with human execution. Automated money movement, cuOpt optimization, and reinforcement learning are later phases subject to regulatory and partner requirements.
OptimizationcuOpt payment timing and allocationPlanned
ReasoningTensorRT-LLM plan generationPlanned
ServingNIM services in customer VPCsPlanned
TrainingScenario-conditioned policy learningPlanned
One connected CFO system

Treasa is where Finmaro’s analysis becomes an approved action.

Make every dollar of runway work harder.

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